Frequent application for credit card (debit card) increase limit will affect the credit card (debit card) increase limit cycle. There is a certain period to increase the quota. Once the quota is raised successfully, the next quota increase must be within the range specified by the bank. During this period, if the bank frequently applies for increasing the quota, it will lead the bank to think that the user is short of money, thus extending the credit card (debit card) increase quota cycle.

In addition, for users, if the promotion of the fixed quota fails, they can try to apply for a temporary quota, and the bank may give a temporary quota every month.