Recommend 5 ways to bind credit cards to make payments! Everyone can get the loan instantly

Nowadays, online loan platforms have various requirements for borrowers. Some require declarations, some require sesame points, and some require proof of employment. Today I will introduce to you a few platforms that allow you to make payments by binding your credit card. I hope it will be helpful to you.

Baoyin Finance

Baoyin Finance is a platform with a consumer finance license. It is supervised by the China Banking Regulatory Commission and can provide bank-level services. This platform can provide loans of up to 50,000 yuan to friends who bind credit cards, which can be repaid in 3, 6 and 12 installments, with the lowest daily interest rate being only 0.014.

Jia Ka Dai

The loan limit of Jiakadai is up to 30,000 yuan, which can be repaid in up to 12 months. There are three types of interest rates on this platform: the interest rate for loans repaid in 3 installments is 6, the interest rate for loans repaid in 6 installments is 8, and the interest rate for loans repaid in 12 installments is 10.

KaLedai

KaLedai is a platform that binds credit cards to make payments. The limit is between 1,000-2,000 yuan. The loan period is, and the daily interest rate is the repayment at maturity. . Any adult with a credit card can successfully apply for a loan from Cardai.

Qianzhan

Qianzhan is one of the platforms that binds credit card payments. The maximum limit is 100,000 yuan, the maximum term is 3 years, and the monthly interest rate is 0.83-0.95. Weiqianzhan requires borrowers to have good credit and be between 20 and 55 years old. Friends with serious loan overdue records should not try it.

Dingdang Dai

Dingdang Dai is a well-known loan platform. It can lend 1,000-100,000 yuan to friends who bind credit cards, with a maximum term of 24 months. Friends who have credit cards can borrow money directly after the binding is completed, without going through a very complicated application process.

Here we introduce to you 5 platforms for binding credit card payments. I hope they can help you.

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What are the online loans that can be borrowed with credit cards? Pay attention to these matters

Many people think that credit cards can be used to make purchases and withdraw cash, but they don’t know that credit cards can also be used to borrow money online. Especially if you can’t repay your purchases using credit cards, you can borrow money from online loans. Repayment. And there are many such online loans, which can help everyone avoid overdue credit cards. Let’s take a look at what they are.

What are the online loans that can be borrowed with credit cards?

After the online loan we often use is successfully processed, the money is transferred to the provided collection savings card, and you can use it however you want. However, online loans that use credit cards are different. They can only be used for special purposes. The payment card provided when applying is a credit card, not a savings card. After the loan is disbursed, the money will be used for repayment in the credit card. If you want to withdraw it, you can only use the credit card. Cashed out.

So this point must be clear before taking out a loan, so as not to be in trouble if you originally borrowed money for other purposes but ended up having to pay off your credit card. If you plan to borrow money to repay a credit card, you can take a look at these online loans:

1. Huanbei Huanbei is an online loan operated by Chongqing Focus Co., Ltd. and Shuhe Technology to repay credit cards. They all have formal financial licenses, and I often see advertisements for Huabei in elevators. The slogan is "Interest only requires about 50% of the lowest annual interest rate for bank repayments." The maximum limit is 50,000. It has been online for 4 years. There are still many people applying.

2. Weilefen

Weilefen is a product of Tenpay Micro Loan. It is also an online loan that uses credit cards to borrow money. Users in need can follow it on WeChat The "Weilefen" public account is opened and used. However, Weilefen adopts a whitelist invitation system, and it can only be activated if it meets the conditions. If it cannot be activated, it means that it does not meet the requirements for the time being.

The last thing I want to say is that borrowing online loans to repay credit cards only treats the symptoms but not the root cause. It is best for everyone to control their consumption desires, consume within their capabilities, and at the same time find ways to increase their income. Address the root cause of the problem.

Platforms that use credit card loans can try these 5 platforms if you have a credit card!

Nowadays, many people have credit cards. Many people will withdraw cash directly from their credit card when they need money urgently. In fact, withdrawing cash directly from your credit card is very expensive. For those who have credit cards and need money urgently, you can consider a credit card loan platform. Today I will introduce to you 5 platforms that use credit card loans.

1. JD Finance

JD Gold Bar is a pure credit loan product of JD Finance, which allows everyone to withdraw cash directly. In fact, JD Gold Bar is an upgraded version of JD Baitiao, allowing everyone to have more money.

The loan limit is relatively large, up to 200,000 yuan. You can borrow money by binding your bank card or credit card. The better your credit, the greater the credit limit.

2. Bank of Communications Angel Loan

Bank of Communications is a consumer loan product for young people aged 24-35. The maximum loan amount is 300,000 yuan, but most qualified applicants generally You can only apply for about 30,000 yuan. The monthly rate of Angel Loan supports consumer loan installments of 6, 12, and 24 installments.

3. China Merchants Union Consumer Finance is a formal platform approved by the China Banking Regulatory Commission, and its Haofi Dai has always been popular among borrowers. The review speed is very fast. According to the official statement, it is 7×24 hours. Most people can know the review results on the same day, and it will not exceed 3 working days at most. If you encounter any abnormalities, you can contact customer service.

4. Anyihua

Anyihua is a product of Ma Ma Consumer Finance Company that can be used for recurring loans. The loan limit is between 1,000-50,000, which can meet daily borrowing needs. Application conditions: 18-55 years old; Internet credit score of 620 or above; stable occupation; Mainland Chinese residents; stable income; good credit record.

What are the APPs for credit card borrowing?

Simple and reliable borrowing platforms. The borrowing platforms that are easier to pass are:

(1) Zhaolianhaoqi Loans: Credit products under China Merchants Union Financial can be applied for online and reviewed online. As long as the user has good credit and a certain repayment ability, it is easier to apply.

(2) Anyihua: The application threshold for Anyihua is not high. As long as you meet the basic loan conditions, it is relatively easy to pass.

(3) Jiebei: As long as you have the application entrance and quota, you can basically ensure the success of your payment.

(4) Weilidai: You need to check your credit before applying for a loan amount. Users with good credit have a higher approval rate.

(5) 360 IOU: A pure credit loan product, you can apply if you meet the age and credit requirements.

I myself had business turnover needs before and used several products. The first one I applied for was Du Xiaoman Youqianhua (formerly Baidu Finance), which has a quota of exactly 10W (the platform supports up to 20W). , the interest is also very low (the annualized minimum is 7.2), which is still relatively low. All were proposed and divided into 12 issues.

Baidu Finance is a formal licensed consumer finance company, and there are no fees for the entire application process and payment.

Du Xiaoman-You have money to spend (batch in seconds), click to measure the amount online

Du Xiaoman-You have money to spend, pay special attention to:

1. You have money to spend You should withdraw money as soon as possible after exceeding the limit, because the limit may become invalid after a long time.

2. It is best to withdraw the full amount when withdrawing cash, because I read other people’s posts saying that if you withdraw too little, the system risk control may mistakenly think that you need it (or re-judge that you are not a high-quality customer). If you are rejected during the cash withdrawal process, it is safer to withdraw at least 60.

After 3 periods, you can choose to settle it in advance. The interest will be paid as long as it lasts, and there will be no loss to us. We must first make sure to pay it forward.

1. The conditions that should be noted for bank loans are:

(1) The applicant is over 18 years old and has full capacity for civil conduct;

(2) The applicant has good credit;

(3) The applicant has a legal and valid marriage certificate, divorce certificate, and single certificate;

(4) The applicant has a legal and valid household registration certificate or valid residence certificate;

(5) Have good repayment willingness and the ability to repay the principal and interest of the loan on time and in full.

2. Loan risks

(1) The agreed interest rate is seriously inconsistent with the actual interest rate. Because you have signed the contract before the loan, but after the loan, you find that the actual interest rate is much higher than the agreed interest rate.

(2) If the company that handles mortgage loans goes bankrupt, neither the deposit nor the real estate certificate can be recovered, nor can the mortgage registration be cancelled, making it impossible to buy or sell real estate or get a loan.

(3) The agreed interest rate is very low, but there are many other fees (such as margin, handling fees, etc.).

(4) Find a private person to apply for a loan. The money has been paid off after maturity, but the lender does not cooperate with the cancellation of mortgage registration or requires additional fees.

(5) There are many unscrupulous companies who are not interested in interest, but want your house.

3. Private real estate mortgage loans are now handled by many lending institutions due to their so-called low risks and high profits. When there are too many institutions, the market becomes chaotic, with various problems emerging one after another and many of their own schemes. Does that mean private loans are not suitable for loans? No, after all, not everyone in need of funds can get a loan from a bank. Private loan companies have still solved the problem of many companies and individuals in urgent need of money.

Online loan platforms where you can borrow money with a credit card: these are very easy to borrow!

For those who have cards, if you hold a credit card, you can get more preferential benefits, enjoy various food, drink and entertainment benefits, and you can also use it for emergencies when you are short of money. So what credit card loan platforms are there? Today I will take stock of several products that you can apply for with a credit card.

1. CMB E Loan

Application conditions: You need to have a CMB credit card that is in normal use and has no bad repayment record.

You can flexibly choose the repayment method, in which interest will be charged at a daily rate of 0.5% at any time; if you repay in installments, you will need to bear a monthly fee not higher than the monthly rate.

2. Pudong Development Bank Universal Gold

Application conditions: Hold the Shanghai Pudong Development Bank main credit card, use it normally, and have no bad records.

The loan amount ranges from 1,000 yuan to 300,000 yuan, and the loan period can be selected from 1 to 99 days. Interest is calculated on a daily basis starting from the application date. The standard daily interest rate is days. Each application is repaid. There is a one-time handling fee of 10 yuan.

3. Bank of Communications Angel Loan

Application conditions: As long as you have good credit conditions, you can apply regardless of whether you have a Bank of Communications credit card or not.

The monthly rate of Angel Loan is the annual actual interest rate and the monthly installment principal and installment handling fee are charged. The minimum monthly installment handling fee for a loan of 10,000 yuan is 35 yuan.

4. Industrial Bank Suixin Loan

Industrial Bank’s credit card short-term cash loan product does not require any collateral and is reviewed quickly. It is relatively easy to apply for Xixin Loan, especially credit card holders with good credit are more likely to be approved. The repayment of Xixin Loan is relatively free, and you can repay monthly or in advance.