There are three main repayment methods for credit cards:

First, repay at an outlet, where you go directly to the bank where your credit card has an account.

The second is online banking repayment. Log in to the bank's official website and personal online banking to perform repayment services.

The third is to make repayment at an ATM machine. Use cash or debit card directly to the credit card that needs to be repaid for repayment.

There are more and more emerging repayment methods, but the most practical ones are online transfer repayment provided by banks, card-to-card repayment through third-party POS machines, and telephone banking repayment. , because these media repayments are fairly reliable. If you have a fixed habitual repayment pattern and repayment cycle, monthly credit card repayments will become a piece of cake, and it will not take up too much of your time. There is no need to wait in long queues at the bank.

In addition, when choosing a credit card, you should ask what repayment methods the bank supports and try to use more convenient repayment methods. There are various credit cards, and don’t be fooled by small benefits such as “card-based shopping discounts” launched by some banks. Remember that the convenience of a credit card is the most important, so remember to ask all the details when choosing a credit card.

Every holiday, especially before the Spring Festival, the bank will ask some cardholders whether they need to temporarily increase their credit card limit. If you use the temporary limit given by the bank when preparing for the New Year before the holiday, then after the bill is issued, The temporary limit needs to be paid off in one go. The temporary limit does not pay in installments and does not support minimum repayments. As long as the temporary limit is not paid off in full, it will also be considered overdue. I suggest that you keep track of the time you pay back your credit card to avoid affecting your credit. Another problem is that when choosing a bank for a credit card, you must carefully consider it. Don’t let the slightest profit in front of you cause you to regret it. If you really can’t make timely repayment, you must apply for installment payment from the bank in time or apply for an extension. Repay the loan and extend the installment period to relieve the pressure. At the same time, you should also reflect on whether your consumption method is healthy and reasonable. "