Bad debts need to be repaid. If overdue bad debts constitute a criminal offence, they can be investigated for criminal responsibility. Bad debts have an impact on your loan and card application. Of course, after being investigated for criminal responsibility, they will be reflected in the credit report. If you don't repay, they will always be displayed in the letter newspaper. Contact customer service to pay the write-off amount. After that, the credit report will be displayed as overdue within 45 days, and the record will be kept for five years.

Any bad debts of credit cards must be returned. If they are not returned, the banks will be included in the credit system and become the list of untrustworthy people in the future. The high-speed rail cannot be done, can't leave the country, can't enter high-end consumption places, and most importantly, can't lend money in the future. This result is not good.

Extended information:

Determination of bad debts

1. When advances are made, such as opening letters of credit, handling acceptance bills, and issuing letters of guarantee, all the advances that the applicant and guarantor can't repay due to the above-mentioned 1-9 reasons can't be recovered by the financial enterprise after recovery;

2. Due to the inability of the borrower and the guarantor to repay the due debts, the financial enterprise resorted to the law, and after the court enforced the borrower and the guarantor, both the borrower and the guarantor had no property to execute, and the financial enterprise still could not recover the creditor's rights after the court ruled to terminate, terminate or suspend the execution.

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