A few years ago, the most common way to guide consumption was credit card consumption. Now, with the development of Internet finance industry, Alipay has become a mainstream consumer tool. Coupled with the rise of online financial services such as Yu 'ebao, more and more people have transferred their deposits to Alipay. Most people who use credit cards also bind Alipay to credit cards for consumption, which has attracted the attention of many Alipay newcomers. Let's learn more about it!

1. Cases requiring handling fees

If you use a credit card to pay in a business that does not have the credit card payment function, you need to pay a handling fee. If you use credit card to pay quickly, you will have to bear a handling fee of 65438+ 0% of the transaction amount if you spend more than a certain amount in the merchants who have not opened the credit card payment function. There will be a reminder on the page when charging, and the experience amount will be 500 yuan every month. At the same time, the buyer can make credit card payment directly through the credit card channel, and if the seller opens the "credit card payment" service, the seller's handling fee will be charged; If the seller does not open the "credit card payment" service, the buyer's handling fee will be charged.

2. No handling fee is required

When shopping, there is no buyer's fee for choosing a merchant with a credit card logo. So how to check the credit card payment sign: first log in to Taobao on the computer side, select the goods, and then choose to check the payment method. There is no handling fee for credit card payment. If you have to buy goods without a credit card logo and don't want to pay the service fee of 1%, you can try to contact the merchant and ask the merchant to give you a discount.

In other words, according to the specific situation, there are also different results. According to the above discussion on different situations, it should be understood whether to charge a handling fee for the credit card consumption of Alipay. I hope you can make the wisest choice through the above introduction. Then use Alipay and credit card according to the above, there will be unexpected surprises!