Whether the credit card can repay the minimum repayment amount after it is overdue needs to be determined according to the contract agreement of the parties and relevant laws and regulations. In addition, if the parties breach the contract, they need to bear the corresponding liability for breach of contract. Please check and determine the repayment amount according to the actual situation and relevant laws and regulations.

Relevant legal provisions: People's Republic of China (PRC) Contract Law.

Article 107 If a party fails to perform its contractual obligations or fails to perform the contractual obligations in conformity with the contract, it shall be liable for breach of contract such as continuing to perform, taking remedial measures or compensating for losses.

Article 108 If one party expressly expresses or shows by his own behavior that he will not perform his contractual obligations, the other party may require him to bear the liability for breach of contract before the expiration of the performance period.