China Merchants Bank can be a bank that everyone is familiar with. Relatively close to the people, China Merchants Bank has also launched various types of credit cards, many different types, so what about China Merchants Bank credit cards?

China merchants bank credit card

The basic functions of credit cards are the same, such as credit card consumption, online payment at home and abroad, cash advance, installment payment, credit card points, accumulated credit, and interest-free period of up to 50 days. For different credit cards, different offers and promotions will be launched from time to time.

Credit card interest of China Merchants Bank

① The installment interest rate of China Merchants Bank's credit card is 2.7% for three installments, 4.5% for six installments, 7% for 10, 7.92% for 12, 24 installments 16.32%, and the handling fee can be paid in one lump sum, but it can be paid off in advance.

② China Merchants Bank's credit card withdrawal fee is 1%, the lowest is 10 yuan, and the highest is 20 yuan. The maximum daily withdrawal is 2000 yuan. From the date of cash withdrawal, 0.5% interest will be charged every day.

Judging from the interest rate of China Merchants Bank's credit card, the interest rate of China Merchants Bank's credit card is relatively high. It's not bad if you pay in full every month. In addition to the installment interest rate, there is also a minimum repayment amount. The minimum repayment rate is 0.05% (daily cycle). The minimum repayment amount is the same as other banks. In any case, credit cards should remember to repay on time and maintain good credit information.