Hello, the credit card processing time and the credit card limit you apply for depend on the bank you choose and your own credit situation. Generally speaking, it takes a relatively long time. If you need money urgently, you can also choose a regular big-brand Internet credit platform for quick online application. "Youqianhua" is the original Baidu financial credit service brand (original name: Baidu Youqianhua), which provides services to the public. personal consumption credit services and create an innovative consumer credit model. Youqianhua uses artificial intelligence and big data risk control technology to provide users with convenient, fast and secure Internet credit services. I hope this answer is helpful to you. Click below on your mobile phone to measure your balance immediately! The maximum borrowing amount is 200,000.