First, how to activate the credit card?
As for whether it is necessary to go to the counter to activate the credit card, there are two main situations according to the channels for applying for the credit card. One is to handle credit cards at the counter, and the other is to handle credit cards online. Credit cards applied by different channels have different activation methods.
If you apply for a credit card directly at the bank counter, you generally don't need to go to the counter to activate it, because at the time of application, the bank staff has verified your identity in person, and there is no need to verify it again.
If you apply for a credit card online, most banks will require the applicant to go to the outlet to activate it in person. The purpose of doing this is actually to conduct a second audit. In fact, it is also to enable the bank to confirm the identity of the applicant and prevent someone from taking the credit card.
2. For cardholders who apply for credit cards online, the bank will ask them to go to the counter of local outlets to activate.
When activating, you need to bring activation SMS, valid ID and other materials. In addition, when the credit card is activated at the counter, the counter staff will ask the applicant to provide a copy of the ID card (front and back) and a copy of the credit card (front copy). Then fill in the application guarantee and signature date at the back of the credit card letter in advance, as long as the card can be activated according to the requirements of the counter staff. Remind everyone that there is generally no time limit for credit card activation, as long as you activate it within the validity period of the card. The credit card itself is valid for 3 or 5 years. If the credit card has not been activated after the expiration date, then your credit card will be invalid.
Third, if it is a CMB credit card, there are four common activation channels:
1. Log in to the credit card website, click "Open Card (New Card Activation)" on the right, and follow the prompts.
2. Pocket Life APP selection-full card management-one-click card opening. You can also open the card according to the prompt input information.
3. WeChat pays attention to "China Merchants Bank Credit Card", click on the card opening progress and follow the prompts.
4. Call 4008205555-4# to open the card-just follow the prompts.