1. Advantages of credit card: you can apply for a credit card, get rid of the white account of credit information, spend by credit card normally, repay on time, and maintain a good credit record, which will add points to personal credit information and future loans; There is also a credit card. Now many businesses have cooperation with credit cards, and there will be discounts when using credit cards. Credit cards will also ease temporary financial constraints, so you don't have to pull a long face and ask others for money.

2. advantages of bank card (debit card): not afraid of overdraft, not afraid of overdue repayment, etc. Easy cash withdrawal, low handling fee, etc.