Taking Guangfa Credit Card as an example, general ledger installment means that you can apply for installment payment for the existing arrears (not invoiced/invoiced/not invoiced+invoiced), and you can choose 3/6/ 12/ 18/24 to repay the principal and handling fee on a monthly basis, and the handling fee for each installment is 0.88%/0.7% of the transaction principal. The annualized interest rate is15.77%/14.26%/15.16%/15.79%/15.80%, and the deduction will be made in stages.

The handling fee rate of each period/annualized interest rate/whether it can be successfully handled according to the corresponding number of periods and the initial amount/whether to use the quota is subject to the audit results.

Open the Discover Wonderful APP→ Home Page → Headphone in the upper right corner → Enter "General Ledger Staging" to handle it immediately.

(Response time: 65438+20201October 29th. Please refer to the latest business changes announced by Guangfa official website. )