How to increase the limit of 3,000 on ICBC Gold Card to 30,000? What a stunt!
After browsing the major credit card forums, I found that many cardholders applied for ICBC Credit Card Gold Card with a credit limit of only 3,000. What is going on? Obviously the personal credit conditions are okay. It doesn’t matter if the initial limit is low. I’ll teach you how to increase the limit from 3,000 on the ICBC Gold Card to 30,000.
Which ICBC credit card is the best to use in 2018? There is a lot of choice!
Searching for "ICBC Credit Card Gold Card Limit 3,000" on Baidu, a lot of complaints appeared:
"Newcomers applied for ICBC Global Gold Card and were approved, but the limit is only 3,000. "
"The limit of ICBC Gold Card is 3,000, I'm so sorry"
"How to increase the limit of ICBC Gold Card"
"ICBC Gold Card. 3,000 limit, I feel offended.”
As can be seen from the above, the initial limit obtained by many ICBC credit card gold cards is not high, but there are still relatively few people who choose to cancel the card directly because of the low limit. ICBC credit card has high value, so it would be great if you can apply for it.
So, for those of you who want to increase your credit limit, the following guide will teach you how to increase your gold card’s 3,000 credit limit to 30,000:
1. Work hard to increase your star rating, it’s best to If you are 5 stars (inclusive) or above, make more contributions to ICBC, and use ICBC for all deposits, financial management, and insurance;
2. Provide additional proof of financial resources. The most popular ones are real estate license and driver's license. , provident fund payment certificate, etc.;
3. Manually raise the limit yourself, call customer service frequently to apply, apply through ICBC e-Life APP or online banking, the limit will always increase after several attempts.
BUT, the basic conditions for increasing the credit limit of ICBC Credit Card Gold Card cannot be ignored. Use the card well, try to swipe the card where you can, and maintain a good repayment situation. There should be no overdue or credit card cash-out. Behavior.
What is the annual fee for ICBC credit card in 2018? The annual fee of the Black Gold Card will scare you!
How to increase the limit of ICBC Gold Card from 3,000 to 30,000? The above tips are for your reference. There are many friends who want to apply for ICBC credit cards. It is recommended that you choose to apply for a card based on your actual credit conditions. If you have no business dealings with ICBC, you will basically have no chance.
Can the limit of 3,000 on an industrial and commercial credit card be used up in one go?
You can use the card in full at one time, as long as you repay it on time.
The ICBC credit card limit can be used up at one time. Once the limit is used up, the card can no longer be used. If the limit is exceeded, ICBC will charge an over-limit fee.
Over-limit fee collection: Peony dual-currency and multi-currency credit cards are charged 5% of the excess credit limit, up to 500 yuan or 500 Hong Kong dollars or 500 Macau patacas or 100 US dollars or 100 euros (the rest Foreign currency accounts are charged up to US$100 equivalent in foreign currency). The Peony RMB credit card charges 5% of the excess credit limit, up to a maximum of 500 yuan.
Extended information
You can withdraw cash from ICBC credit cards. The specific limit of 20,000 that can be withdrawn depends on how the limit held by the cardholder is stipulated.
For example: The cash withdrawal limits of the following two cards are both 50 of the credit limit.
ICBC Peony RMB Credit Card Gold Card, cash withdrawal limit: 50% of the credit limit;
ICBC Peony Baixin Co-branded Card, cash withdrawal limit: 50% of the credit limit.