Credit card application of Chongqing Rural Commercial Bank is free. In fact, it is free to apply for any credit card products issued by banks. After all, according to the relevant national regulations, there is no handling fee for credit card application procedures. However, if you successfully apply for a bank credit card, you need to pay a card express fee for each 20 yuan (the fee for issuing the card has been waived).

As for the annual fee you also asked, if you apply for a bank's ordinary credit card, the annual fee is 100 yuan; If you apply for a bank credit card gold card, the annual fee is 200 yuan. In addition, the annual fee is free in the first year, and you can avoid the annual fee as long as you use the card more than 6 times a year.