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I have a100000 car. How much can I overdraw if I want to apply for an ICBC credit card?
The credit card limit is given by the bank according to the comprehensive score of the information submitted by the applicant. Reference items include age, gender, unit, income, position, housing, education, marriage, real estate, professional title, credit record, personal financial assets, etc. If there are only 100 thousand cars, it is hard to say whether the credit card is successful, let alone the overdraft limit, and it is difficult to judge.

Several tips for successfully applying for a high credit card;

1, annual income: it is an important standard, and the bank cannot directly inquire about the annual income except the income certificate. When issuing a salary certificate, you can ask the supervisor to raise the salary appropriately, of course, not too high.

2. Position: The position in the company directly affects the success of credit card application, and half of managers will apply more easily than ordinary employees.

3. Housing: It is easier to successfully apply for your own house than to live with your parents or rent a house and dormitory. If you have real estate under your name, you must upload relevant certificates.