Multi-currency credit cards refer to credit cards that can meet the overseas payment needs of RMB, USD, Euro, Hong Kong dollar, Canadian dollar, British pound, Australian dollar, Singapore dollar, Japanese yen, Swiss franc and New Zealand dollar.

Cardholders who use multi-currency credit cards to swipe their cards in the corresponding countries will automatically spend according to the local currency, and there is no need for currency exchange and conversion. Cardholders can save money exchange procedures.

After spending money in the corresponding countries with multi-currency credit cards, cardholders can directly use RMB for repayment after returning home.