To apply for a Minsheng Bank credit card, you need to meet three basic conditions: age between 18 and 65, stable repayment ability, and good credit. If you fail to meet the basic conditions, there is basically no hope of applying for a credit card. In addition, the following reasons will also cause the credit card application to fail:

1. Wrong channel selection

The usual channels for applying for a credit card are: bank branches, logging into the bank's official website, There are three ways to contact a salesperson to come to your door. If you choose a fake agency or an agency that collects money and applies for cards on the roadside, the probability of passing the review is very slim;

2. Have a bad credit record

After receiving a credit card application, the bank will check the applicant's credit record through the credit reporting platform. If you have a good credit history, you are more likely to be approved for a credit card.

3. Few application materials

Card applicants must pay attention to the authenticity and completeness of the application materials, which is an important basis for the bank to approve the card. This information is especially important when applying for a credit card for the first time. For example, if you have a house and a car and can submit a house purchase contract, vehicle driving license, etc., the probability of approval is greater; if you only have simple materials such as a copy of your ID card, the probability of approval is small.

It is recommended that you contact Minsheng Bank customer service directly, and professional staff will answer your questions.