What is the Meituan co-branded card used for?
The Meituan co-branded card is a co-branded credit card jointly launched by Meituan and several banks. It can be used by any bank that cooperates with Meituan. Those who issue Meituan credit cards can apply directly through Meituan.
But as a credit card product, it is still subject to approval by the bank. Therefore, Meituan credit card does not only belong to a certain bank, but is a collective name for Meituan co-branded cards issued by multiple banks.
Extended information:
Meituan’s co-branded card is Meituan’s co-branded card with cooperative banks (Bank of Jiangsu, Bank of Shanghai, Bank of Tianjin, Bank of Hangzhou, Bank of Qingdao, Bank of Guangzhou, Bank of Guilin, Shanghai Pudong Development Bank Bank, etc.) *** A co-branded credit card launched by the same company. There is nothing bad about this card. As long as the customer uses the card well and does not overdue or cash out, it will not have any negative impact on the individual.
After applying for a Meituan co-branded card, users can swipe the card for consumption online and offline. According to reports from customers who have applied, the application rate for Meituan co-branded cards is quite high. The application conditions are not very stringent. Customers who have good personal credit, stable economic income, and the ability to repay on time can apply. Apply. This card provides many discounts on food, drink and entertainment.
Is the Pudong Development Bank Meituan Dianping Credit Card good? How about the Pudong Development Bank Meituan Dianping Credit Card?
Recently, a friend saw a Pudong Development Bank Meituan Dianping themed card on the official website of Pudong Development Bank Credit Card and thought it was quite good. If it suits you, come and ask me whether this credit card is good or not. I think the most important thing about whether a credit card is good or not depends on its benefits. Next, I will take you to learn about this Meituan Dianping card.
The Pudong Development Bank Meituan-Dianping themed card is a co-branded card exclusively for foodies launched by Shanghai Pudong Development Bank and Meituan-Dianping. It focuses on discounts on food group purchases, takeaways, leisure and entertainment, etc. It is quite good.
Card Introduction
The Pudong Development Meituan-Dianping theme card is a UnionPay platinum card. It is free of annual fees and free of charge within the validity period of the card. There are two types of designs: horizontal version and vertical version. , the overall card surface is mainly black, with silver fonts, instantly showing a high-end style.
In terms of benefits, new users who successfully apply for the card and make at least 3 purchases per month on Meituan APP, Dianping APP, Meituan Takeout, Maoyan Movies and other major Meituan-Dianping platforms can enjoy a 20% discount on payment. ; New users who complete their first card payment within 60 days of verification will also receive an additional 30 yuan Meituan-Dianping “voucher”, which can be directly used as cash when spending on major Meituan platforms.
My analysis
Is Pufa Meituan Dianping theme card good? Specifically for this question, there is no distinction between good and bad credit cards, only whether they are suitable or not.
As far as I am concerned, from the perspective of benefits, the 20% off discount and the 30 yuan general coupon of this credit card are for new accounts. The application for new accounts is quite good, but there are already Pudong Development Credit Cards. If your friends apply, it’s still a bit of a trap, and you won’t be able to enjoy these rights.
However, this credit card also follows the other financial services of Pudong Development Credit Card, such as enjoying a 50-day long interest-free repayment period, no annual fee, etc. As a platinum card, the application threshold is still relatively high. Low, if you want to know the specific conditions, please refer to
If you ignore the benefits of this platinum card, but you can participate in various preferential activities of Shanghai Pudong Development Bank to apply for the card, it is still possible.
Can the Pudong Development Bank Meituan-Dianping Credit Card be used in supermarkets?
The Pudong Development Bank Meituan-Dianping Credit Card is a co-branded card of Shanghai Pudong Development Bank and Meituan Dianping. You can use this card to make purchases on Meituan’s platforms. Enjoy the offer. For this reason, some friends think that this credit card can only be consumed online and cannot be consumed offline in supermarkets and other places. Is this true? Let’s find out together below.
Can Pufa Meituan-Dianping credit card be used at supermarkets?
This credit card is full of benefits for online consumption with Meituan. Cardholders can spend every month on Meituan APP, Dianping APP, Meituan Takeout, Maoyan Movies and other major platforms under Meituan Dianping. If you complete 3 transactions, you can enjoy a 20% off payment discount.
For those who want to know the specific rights and interests, please refer to
As a credit card, if it can only be used unilaterally for online consumption and cannot be used for offline consumption, I think There is absolutely no need to spend it. After all, online shopping cannot completely replace daily consumption in life. Many cardholders still have to go to supermarkets, restaurants or other places to swipe their cards for consumption.
However, fortunately, this Meituan-Dianping card can also be used for offline consumption, such as super swiping cards. Only when used online and offline can it play its powerful role.
How to use Pufa Meituan-Dianping credit card at supermarkets?
You can use this Meituan co-branded card to make purchases at any ordinary card swiping machine in supermarkets, restaurants, etc., as long as it has the UnionPay logo. There is still no handling fee for swiping the card, so feel free to use it. Please pay attention to the following points when swiping your card:
1. When purchasing in the supermarket, to ensure complete use of the card, do not keep the credit card away from your sight when swiping the card.
3. When entering the password, you should try your best to cover the operating gestures with your body or other hand to prevent criminals from peeking.
3. When the cashier returns the credit card to you, be sure to confirm whether it is your own credit card.
4. Please try to keep the stub copy of the merchant's bill for verification with the bank card statement. If an abnormal situation occurs, such as repeated card deductions, etc., you can contact the bank in a timely manner with the transaction documents and statements.
How to repay the Pufa Meituan-Dianping credit card?
After overdraft consumption on the Pufa Meituan-Dianping credit card, you must repay it on time, otherwise it will cause overdue credit and bad credit. However, there are various repayment methods for Pudong Development Credit Card, and many friends don’t know which method to choose. Here are some common repayment methods to compare and take a look at.
1. Repayment at the counter outlet
Go to the bank counter and give the Pudong Development Bank Meituan-Dianping credit card and cash to the teller, and explain to him that you want to repay the credit card. The teller will handle it for you.
The advantage of this repayment method is that it can be credited to your account in real time after successful repayment. As long as you provide a credit card and cash, the bank teller will handle the repayment, which is safe and secure.
However, if there are too few Shanghai Pudong Development Bank branches in your area, or the distance between the branches is too far, then it is still a bit hard to repay the loan through this method every month.
2. ATM machine repayment
Find an ATM machine at a Shanghai Pudong Development Bank branch and deposit money directly into your credit card through the ATM machine, or find a savings account you hold It is also possible to repay the credit card by transferring money from the ATM machine of the card issuing bank.
This repayment method is convenient and fast. It is not limited to time and place. As long as there is a POS machine of the card issuer, you can repay the credit card. After the repayment is successful, it will be credited in real time, even if the bank is closed. You can also make the repayment yourself.
However, one disadvantage is that if there is no ATM nearby with the card you hold, you will have to run around to find a bank.
3. Online banking repayment
Log in to Shanghai Pudong Development Bank credit card online banking, enter your Shanghai Pudong Development Bank credit card account name and password to log in, and select the savings card used for repayment on the repayment page. Enter the repayment amount, etc., and you can repay through transfer.
This repayment method allows cardholders to make repayments without leaving home. It not only supports transfers and repayments within the bank, but also supports transfers and repayments across banks. The payment will be received immediately after successful repayment. .
It should be noted that this repayment method is likely to incur handling fees. It is recommended to download an online banking app directly on your mobile phone. Most bank mobile transfers are now free of handling fees.
4. Repayment through third-party payment platforms
You can repay through third-party payment platforms such as Alipay and Tenpay. These platforms have credit card repayment functions. Find the corresponding functions. , click on the bound credit card and follow the prompts to make the repayment.
This repayment method is also very convenient and fast, and the repayment can be completed without leaving home. The operation process is more convenient than the online banking method.
One disadvantage is that the repayment does not arrive in real time. The specific arrival time is determined by the repayment time. Therefore, in order to avoid overdue payments, it is best to repay in this way at the end. Repay the loan 2-3 days before the due date.
Pubfa Meituan-Dianping Credit Card Guide Foodies, hurry up and check it out
If you often make group purchases or order takeout on Meituan, you must apply for a credit card related to Meituan. The Pudong Development Bank Meituan-Dianping Credit Card is just that kind of credit card, which allows cardholders to enjoy a 20% discount when making purchases on Meituan’s major platforms.
If you are interested in this credit card, it is recommended that you have a general understanding of some aspects of the card before applying, such as application conditions, annual fees, limits, benefits, etc., as follows. Let’s take a look.
Let’s take a look first, what kind of credit card is this?
Pudong Development Meituan-Dianping theme card is a UnionPay platinum card, with no annual fee and no card fee during the validity period of the card. , there are two types of designs: horizontal version and vertical version. The overall card surface is mainly black with silver fonts, which instantly shows a high-end style.
In terms of benefits, new users who successfully apply for the card and make at least 3 purchases per month on Meituan APP, Dianping APP, Meituan Takeout, Maoyan Movies and other major Meituan-Dianping platforms can enjoy a 20% discount on payment. ; New users who complete their first card payment within 60 days of verification will also receive an additional 30 yuan Meituan-Dianping “voucher”, which can be directly used as cash when spending on major Meituan platforms.
There are several ways to apply for the Pudong Development Meituan-Dianping Credit Card, including counter, salesperson, and online application. Online application is undoubtedly the fastest and most convenient way.
Then evaluate how much credit limit you can get by applying for this card
Pudong Development Bank Credit Card has several levels such as regular card, gold card, platinum card, etc. Different levels of credit cards have different limits. The higher the level, the higher the limit. The higher. Generally speaking, the limit of a regular card is less than 10,000 yuan, the limit of a gold card is between 10,000 yuan and 50,000 yuan, and the limit of a platinum card is more than 50,000 yuan.
This Meituan Dianping Card is a UnionPay Platinum Card, so its minimum limit is 50,000 yuan, and there is no upper limit. The specific limit is determined based on the applicant’s qualifications. The better the qualifications, the higher the approval. The card limit is also higher.
If you want to get a high-limit credit card, you need to master some form-filling skills. When filling out the form, you should pay attention to several options related to the success rate of card application and the limit, such as marital status, landline phone number, Company fixed phone number, address, annual salary, position, contact person, and credit cards from other banks.
In addition, it should be reminded that if you have multiple Pudong Development Bank credit cards, after applying for the Meituan Dianping Card, all Pudong Development Bank credit card limits are exclusive, and the credit card with the highest limit will be used. shall prevail.
In addition to the limit, let’s learn about the annual fee of the card
As far as we know, the Pudong Development Bank Meituan-Dianping theme card is a UnionPay platinum card, and everyone knows that the platinum card For high-end credit cards, the annual fee is more expensive than ordinary cards and gold cards, and it is a hard fee and does not enjoy any reduction or exemption policy. If you do not use the card frequently, it is quite uneconomical.
However, here is good news for you. Although the Dianping Card is a platinum card, it does not have an annual fee. That is to say, within the validity period of the card, whether you use it or not, activate it or not, you will be charged. The annual fee will not be deducted, so feel free to apply.
Many friends may not know that this platinum card can be applied for online, so there is no need to go to the bank counter to apply for the card.
Finally, let’s take a look at other aspects of this credit card
This credit card is full of benefits for online consumption with Meituan. Cardholders can use Meituan APP and If you make 3 purchases or more on Meituan-Dianping’s major platforms such as Dianping APP, Meituan Waimai, and Maoyan Movies, you can enjoy a 20% discount on payment.
As a credit card, if it can only be used for online consumption and cannot be used for offline consumption, I think there is no need to use it. After all, online shopping cannot completely replace daily consumption in life. Many cardholders still have to go to supermarkets, restaurants or other places to swipe their cards for consumption.
However, fortunately, this Meituan-Dianping card can also be used for offline consumption, such as super swiping cards. Only when used online and offline can it play its powerful role.
It should be reminded that after overdraft consumption on the Pudong Development Meituan-Dianping credit card, you must repay it on time, otherwise it will cause overdue credit and bad credit. However, Pudong Development Credit Card has various repayment methods, and cardholders can choose the method they like to repay.
The above is an analysis and introduction to all aspects of this Pudong Development Bank Meituan-Dianping credit card. If you think it is good, please give it a like. If you think it is not comprehensive enough, please give us feedback on the questions you want to know. I’ll add it again, I sincerely hope this guide can be helpful to everyone.
This concludes the introduction to how to use Pudong Development Bank Meituan Credit Card and Shanghai Meituan Bank Credit Card. Have you found the information you need?