1. Credit card (debit card) applicants must be 18-60 years old (domestic) /25-60 years old (overseas), and supplementary card applicants must be 14 years old or above;
2. Stable working income and good repayment ability;
3. Personal credit is good.
At the same time, you should also bring the necessary application materials, such as:
Identity certificate (copy of the front and back of identity certificate) and work certificate: the original work certificate issued by the employer (indicating the specific company name, department, position and income, and stamped with the company official seal or personnel seal) or this manual card, business card, etc.
You can choose to submit the following materials according to your personal situation (which is conducive to card review and credit line improvement):
Proof of financial resources: such as: proof of ownership of self-owned commercial housing (real estate license, purchase contract, bank mortgage certificate, genuine purchase invoice, etc.). ), self-owned vehicle certificate (self-owned vehicle driving license, bank car loan certificate), income certificate (bank payroll, income tax withholding certificate, secret salary payroll and other copies. ), social security/provident fund payment certificate, education certificate, etc.