Every Suning Appliance and Gome store is available. As long as you meet the conditions for installment payment, just swipe your card and call customer service to apply for installment.
Conditions for installment payment by China Merchants Bank credit card
1. Unissued bill:
①The cardholder can pay from the date of transaction to the billing date of the corresponding bill Apply for installment between 19:30. For transactions involving RMB accounts, if the merchant fails to settle the payment with our bank within two days after applying for installment, the installment application will be automatically canceled.
② For transactions involving US dollar accounts, if the merchant fails to settle the payment with our bank within 30 days after applying for installment, the installment application will be automatically canceled.
2. Bills that have been issued:
For bills that have been issued, you can apply for installments between the day after the current bill date and the due date of repayment. The account has set up automatic repayment. For cardholders, the application deadline is 17:00 on the due date of repayment.
In addition, it should be noted that when applying for installment payment for a bill that has been issued, the maximum amount shall not exceed the total amount of new card consumption in the current bill (excluding cash advances, installment transactions and other transactions designated by China Merchants Bank) 95%.
3. When applying for RMB bill installment, the minimum amount applied for each time is not less than RMB 300; for USD bill installment, the minimum amount applied for each time is not less than USD 100.
Tips: Transactions that cannot be applied for installment include: cash advance transactions, installment transactions, various fees (such as annual fees, interest, late fees and other credit card charges), and RMB that has been applied for foreign exchange purchases. payments, real estate transactions, pre-authorized transactions and other transactions specified by the China Merchants Bank Credit Card Center.