China Construction Bank Dragon Card JOY Credit Card is mainly designed for young people. It is a credit card with great discounts on food, clothing, housing and transportation. For example, on Saturdays, you can participate in Haidilao and get 60 off when you spend 260 and get 50 off Haagenda when you spend 168 and 168 at Pizza Hut. 40 off for every 100 you spend on Si, 40 off for every 100 you spend on JD.com, up to 99 yuan, 5 yuan off for movies and other activities. And with a minimum repayment plan of 5, you can also enjoy some basic credit card services such as aviation accident insurance.
What is the limit of China Construction Bank Dragon Card JOY credit card?
The official answer is: There is no initial limit. It is based on the limit applied by the customer. When approving, the bank will refer to your job nature, social security, provident fund, personal tax, personal assets (real estate, car). The amount will be approved based on various factors such as property, time deposit certificate of China Construction Bank, etc.), credit (whether it is overdue, whether you hold multiple bank credit cards at the same time, debt ratio, etc.), academic qualifications, etc.
Annual fee for China Construction Bank Long Card JOY credit card
UnionPay version
1. The annual fee for the standard platinum card main card is 580 yuan/card, and the annual fee for supplementary cards is 300 yuan. Yuan/card, the annual fee for that year will be waived for a total of 10 card purchases and cash withdrawals (no limit on amount) in each card-holding year.
2. The annual fee for the Gold Card (student version) is 160 yuan per card. No supplementary cards are issued, and the preferential policy of waiving the annual fee within the validity period is implemented.
VISA version and MasterCard version
The annual fee for the standard platinum card for the main card is 580 yuan/card, and the annual fee for the supplementary card is 300 yuan/card, which is waived during the validity period of the main and supplementary cards. Annual fee discount policy.
(Picture source: China Construction Bank)
The China Construction Bank Dragon Card JOY Credit Card belongs to China Construction Bank’s platinum card level, so the limit is still relatively high, but the requirements are not low.