Where can I redeem the Bank of Communications points?
Bank of Communications points can be redeemed in the following places:
1. Redeem online (free of delivery points), log in to the Bank of Communications App (version APP(6..2) in the iOS15. version of iPhone13, log in to the Bank of Communications Credit Card Points Paradise, enter the point management → make gift redemption, and enter the corresponding gift code and quantity to complete the redemption.
2. Voice self-service redemption (free of distribution points). After dialing the customer service hotline and entering the password, go to 4 points management →3 points redemption, and enter the corresponding gift number and quantity to complete the redemption.
3. Manual exchange by telephone banking (5 distribution points are required). Just dial the customer service hotline and follow the customer service prompts.
The gifts that can be redeemed by Bank of Communications credit card points include home department stores, travel and holiday, fashion accessories and other series. If the cardholder holds a Liuxiang card or a Phoenix Carp card, he can choose gift redemption and air mileage redemption services (for example, the "Enjoy the World" air mileage program is the only one in China that has teamed up with six major aviation partners so far, with thousands of free routes around the world for you to redeem). If you hold a Y-POWER card, you can only enjoy the gift exchange service. There are also some Bank of Communications credit cards that can directly convert points into mall points, vouchers or directly discounted amounts, such as Pacific Suning Card and Wal-Mart Credit Card.
The slogan of Bank of Communications: "One hundred years of Bank of Communications, your wealth management bank."
Bank of Communications, founded in 198, is one of the earliest commercial banks in modern China. "Centennial Bank of Communications-Your Wealth Management Bank" is an advertising slogan to meet the strategic requirements of the whole bank, to meet the market environment and customer needs, to highlight the brand differentiation and characteristic development orientation of Bank of Communications, and to create a new brand image of wealth management bank under the new economic normal. "Centennial" highlights the lasting quality of Bank of Communications, and the word "Yours" narrows the distance between the brand and customers, which well explains the service concept of Bank of Communications, which is people-oriented and customer-oriented. Bank of Communications continues to take the development of a century-old national financial brand as its own responsibility, aiming at building the best wealth management bank in China, and makes every effort to create value for customers, so that customers and the whole society can feel the value and return behind "Hundred Years Bank of Communications-your wealth management bank".
Can Bank of Communications credit card points be fully exchanged for things?
Bank of Communications credit card points can be fully exchanged for things, but only some coupons can be exchanged. More gifts can only be redeemed with cash and points, but users don't need many points to redeem gifts. There are three ways for Bank of Communications to redeem credit card points for gifts: 1. Users can redeem gifts through online banking; 2. Users call the points hotline to redeem gifts; 3. The user calls customer service to exchange gifts.
1. Bank of Communications (BCM in English, Bank of Communications in Chinese for short) was established in 198. It is one of the six largest banks in China, one of the oldest banks in China and one of the note-issuing banks in modern China. On April 1st, 1987, the restructured Bank of Communications officially opened to the outside world, becoming the first state-owned joint-stock commercial bank in China with its head office in Shanghai. In June 25, Bank of Communications was listed on the Hong Kong Stock Exchange and successfully listed on the Shanghai Stock Exchange in May 27.
2. Bank of Communications is one of the major financial service providers in China. The business scope of the Group covers commercial banks, securities, trusts, financial leasing, fund management, insurance and offshore financial services. Bank of Communications has 235 branches in China, including 3 provincial branches, 7 directly affiliated branches and 199 provincial banks. It has 3,27 business outlets in 239 prefecture-level and above cities, 158 counties or county-level cities; It owns seven non-bank companies, including wholly-owned subsidiaries Bank of Communications Leasing, Bank of Communications Insurance and Bank of Communications Investment, as well as holding subsidiaries Bank of Communications Fund, Bank of Communications Guoxin, Bank of Communications Life Insurance and Bank of Communications International. In addition, Bank of Communications is the largest shareholder of Changshu Rural Commercial Bank and the largest shareholder of the bank. Strategic shareholding in Hainan Bank, holding four rural banks.
third, in July 219, the 219 Fortune Global 5 was released, ranking 15th. Ranked 18th in the Top 1 Belt and Road China list. In December 219, it was selected as one of the top 1 brands in the 219 China Brand Power Festival. In March 22, it was selected as one of the top 5 global brands.
IV. Mission of the Company
Create * * * the same value. Creating the same value fully embodies the attitude and responsibility of Bank of Communications to customers, shareholders, employees and society, and is a clear embodiment of building a responsible and harmonious Bank of Communications. Customers are the source of value creation of Bank of Communications. All management activities of Bank of Communications should focus on providing better financial solutions for customers, providing time-saving, labor-saving, worry-free and value-added financial services for customers, winning customers' trust and cultivating customers' loyalty. Shareholders are investors and customers of Bank of Communications, and they are the solid backing for its survival and development. It is the responsibility of Bank of Communications to establish a perfect investor relations management mechanism, accurately and fully disclose information, safeguard the sustainable and long-term interests of shareholders and maximize the value of shareholders. Employees are the carriers of Bank of Communications' financial services and the creators of service value. Excellent employees support the cause of Bank of Communications. Bank of Communications adheres to the people-oriented principle, creates a good personal development environment for employees, and enables employees to grow together with Bank of Communications. Society is the soil for the survival and development of Bank of Communications. All Bank of Communications personnel must establish a sense of "corporate citizenship", adhere to legal and compliance management, actively undertake social responsibilities, and realize the common prosperity of enterprises and society.
6. Ren Deqi, Chairman of Bank of Communications: The financial technology strategy has shifted from layout to deep cultivation.
how can I exchange the points of Bank of Communications?
you can call the bank's customer service phone number 4-8-9888 to redeem the credit card points of Bank of Communications, or you can redeem them through the online banking of Bank of Communications.
1. Telephone exchange
Cardholders can call the customer service telephone number of Bank of Communications credit card, which is 4-8-9888, and the customer service hotline of co-branded card is 4-889-3888. They can directly call to apply for redemption of Bank of Communications credit card points.
2. Fax redemption
The cardholder will mail the completed redemption application form directly to the Credit Card Center of Bank of Communications, and the customer service staff of Bank of Communications will complete the redemption of points for you.
3. Online banking redemption
Cardholders can log in to official website of Bank of Communications Credit Card to redeem points. The specific operation steps are as follows:
(1) Log in to the website of Bank of Communications Credit Card Center and click "Points Reward";
(2) Go to the "Points Award" page and click "I want to redeem";
(3) Enter the "Credit Card Login" page, and submit an application for redeeming credit card points of Bank of Communications for gifts after login.
The points redemption method of Bank of Communications credit card is still very convenient. You can choose the points redemption method that suits you according to your own preferences.
For more information about how to redeem the Bank of Communications points, go to: See more
How to redeem the Bank of Communications credit card points
Redemption methods of the Bank of Communications credit card points:
1. Redemption of gifts through online banking: cardholders can log in to the Bank of Communications service area and freely choose according to the credit card points to redeem their favorite gifts.
2. Call the points line to redeem gifts: the cardholder calls the Bank of Communications credit card points redemption line and applies for points redemption gifts.
3. Call the customer service number to redeem gifts: the cardholder can call the customer service number of Bank of Communications Credit Card Center, and then follow the instructions of the customer service staff to redeem credit card points for gifts.
in addition to the card types specified in these rules, cardholders of Bank of Communications Pacific Credit Card (including all kinds of standard cards, theme cards, co-branded cards, business cards, MORE cards and global cards) (hereinafter referred to as "cardholders") can participate in the Bank of Communications Credit Card Points Award Scheme. Among them, the points of the supplementary card holders are merged into their main card accounts.
Bank of Communications installment credit card, Bank of Communications BOSS credit card, Bank of Communications corporate business card and other card types will not participate in this bonus plan for the time being. Bank of Communications has the right to decide whether to participate in this bonus plan when issuing other card types.
Bank of Communications reserves the right to disqualify the cardholder from participating in this bonus scheme in any of the following circumstances:
(1) The credit card held by the cardholder is deactivated or controlled, the card is not activated or cancelled, the card has expired and has not been renewed, or the account status is abnormal;
(2) Violating the Pacific Personal Credit Card Acquisition Contract of the Bank of Communications, the Pacific Credit Card Charter of the Bank of Communications, the rules of this point reward scheme and other relevant regulations.
validity period of points
except for the card types specified in these rules, the validity period of points generated by credit card consumption of Bank of Communications is fixed at 24 months, and the points will expire month by month, and the expiration date is the end of each natural month. For example, the points earned by cardholders from March 1 to March 31, 21 will expire on March 31, 212; And so on, April, May and June, 21? The points generated will be at the end of April, May and June, 212? Overdue points will be cancelled if they are not used within the time limit.
The following rules on the validity period of points of Bank of Communications credit card are as follows:
(1) The validity period of points of Bank of Communications Wal-Mart credit card is 12 months, and the points will expire every month, and the expiration date is the end of each natural month.
(2) The points of Bank of Communications Eastern Airlines Credit Card, Bank of Communications Air China Phoenix Companion Credit Card, Bank of Communications UnionPay Single-currency Tesco Credit Card, Bank of Communications CP Lotus Credit Card, Bank of Communications CR Vanguard Credit Card, Bank of Communications China Resources Su Guo Credit Card and Bank of Communications AEON Credit Card are automatically converted into joint-name points/miles. The specific conversion form and validity period of points shall be subject to the announcement of joint-name card products on the Bank of Communications credit card website.
rules for the accumulation of points
If you use the Bank of Communications credit card to sign the account, you will accumulate 1 point for every RMB 1 yuan you spend and 7 points for every US dollar you spend. As stipulated in these rules, you cannot accumulate points for certain types of transactions and certain merchant categories.
points will not be accumulated for the following items:
(1) various interests and handling fees stipulated in the applicable credit card articles of association or the contract of collection, including but not limited to the annual credit card fee, cash withdrawal transaction fee, overdraft interest, liquidated damages and other credit card charges.
(2) transfer transactions, cash withdrawal transactions and online transactions (but some designated online transactions can accumulate points).
(From January 1st, 212, online USD consumption and Bank of Communications points park consumption can accumulate points. Online USD consumption refers to online consumption with the transaction code of VISA or Mastercard, while Bank of Communications integral park consumption refers to cash consumption except payment and recharge. )
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