The repayment policy of credit card bill installment allows early repayment, but certain conditions must be followed. According to the regulations of China Merchants Bank, if you need to pay off the installments that have been processed in advance, the cardholder needs to apply by calling the customer service hotline, and return the remaining principal and outstanding handling fees in one go. The installment handling fees collected are not refundable. . Once the application for bill installment is successful, the installment amount and number of installments cannot be canceled or modified. This needs to be clarified before deciding on the installment.

China Merchants Bank provides a variety of channels for bill installment application, including online banking, mobile life, mobile banking, interactive SMS and customer service hotline. However, there are several situations where installment is not supported, such as cash advance transactions, payment of specific fees, and funds that have been used to purchase foreign exchange. In addition, there is a minimum limit on the amount of installment application. The minimum amount for RMB installment is RMB 300, and the U.S. dollar installment is USD 100. The repayment must be the entire transaction amount and cannot be partial installment.

In general, early repayment of credit card bill installments needs to be handled with caution, ensuring that you understand the relevant regulations and operate through official channels. For details, please refer to the "Credit Card Bill Installment Terms and Conditions" and "Credit Card Bill Installment FAQs" on the official website of China Merchants Bank Credit Card.