How to cancel Hua Xia Credit Card

You can cancel the credit card in the following ways:

1. Cancel the card over the phone. For many banks’ credit cards, you only need to make a phone call. To cancel, you must first confirm that there is no outstanding balance in the account before canceling the credit card, and there should be no balance. Then call the credit card customer service number and transfer to manual service, and apply directly to the manual customer service to cancel the credit card.

2. Cancel the card at the outlet. Some banks also require you to bring your ID card and credit card to the bank to cancel the card. You need to fill out an account cancellation application and will call you to confirm a few days later.

3. Cancellation at the bank counter is the same as canceling a card at an outlet. You need to bring the necessary documents, such as ID card and credit card. If you owe money on the credit card, you need to bring cash at the same time.

1. The first cardholder needs to call the official customer service hotline of Hua Xia Bank and be transferred to manual customer service according to the voice prompts on the phone. After the transfer is successful, the cardholder first needs to provide his or her ID number and credit card. After verifying the relevant information, the cardholder can apply for credit card cancellation.

2. Secondly, after submitting the credit card cancellation application, the cardholder needs to follow up on the progress of his or her credit card cancellation at any time. Because credit card cancellation takes a period of time, if anything happens during the period, You need to contact the bank in time to confirm that the credit card cancellation is successful before proceeding with the card cutting process.

3. Hua Xia Bank’s customer service hotline provides 365×24 all-weather services, including: account inquiry, transfer service, telephone remittance, SMS customization, appointment business, Longying Financial Management, foreign exchange card, account loss report, Fax service, consultation service, VIP one-line communication, telephone settlement TPOS, air ticket and hotel customization and other functions.

4. Notes on canceling Hua Xia Bank credit card: Pay off all outstanding balances in a timely manner. This arrears includes bill arrears and annual fees. If there are still outstanding balances in the card, just sell it directly without hesitation. After the interest is compounded, when the amount reaches a certain amount, the bank will start to collect the debt. Confirm whether to cancel the account after 45 days. Credit card cancellation is usually handled through customer service, but it is not possible to cancel the card successfully at that time. When canceling the card, the account will enter the pre-cancellation state. Whether the account has been successfully canceled will not be known until 45 working days. The magnetic strip must be cut when canceling the card. If the card is complete, it may still be usable in some consumption places that only require information without verifying it. There is a large amount of personal information in the card, and keeping it there is a risk of security leakage.

How to cancel a Hua Xia Bank credit card? You should go directly to the counter over the phone

Hua Xia Credit Card can be canceled over the phone or at the counter.

1. Call Hua Xia Credit Card customer service hotline 4006695577 to cancel. After the call is connected, the customer service will ask about cancellation related matters. It mainly depends on whether your card is suitable for cancellation, whether there is a balance, whether there is any debt, etc. If the cancellation conditions are met, customer service will accept the user's application for credit card cancellation.

2. To cancel a credit card at the bank counter, the cardholder must bring his or her ID card and the credit card to be canceled to the bank to fill out a card cancellation application form. The card may be collected first and the corresponding card cancellation procedures will be done one month later. However, you can also directly make an appointment to cancel the account on the day of card cancellation.

Extended information:

Canceling a credit card that is well used and has no overdue records will have no impact on the individual's credit record when there is no balance or debt on the card.

However, if the cardholder has overdue credit records and left a bad credit record while using the card, or if there is an unpaid balance on the card when the card is canceled, , which will have an impact on personal credit records.

For credit cards that have left bad records, it is impossible to cancel the card and erase the bad records. The correct way is to continue to use the card normally and use new credit records to overwrite the old ones in the future. Bad credit history.