Related knowledge of handling credit cards:
1. In most cases, citizens with full capacity for civil conduct (Chinese mainland1citizens aged 8-60) can apply for a credit card from the issuing bank with a certain direct source of income.
2. Handling a bank credit card: As long as the applicant works in the company (that is, has direct financial resources) and is over the age of 18-60, he can issue a work certificate and income certificate to the bank (at present, Guangfa Credit Card does not need to issue a work certificate, as long as the cardholder has shifts in one place, he can contact the card handler to handle the Guangfa Bank credit card on time).
3. Domestic residents need to provide: a completed and signed application form, identity certificate and income certificate; Foreigners and Hong Kong, Macao and Taiwan people also need to provide: a foreigner's residence permit (the reason for residence must be employment) or a foreigner/Hong Kong, Macao and Taiwan people's employment permit; If you are a private owner, in addition to the above information, you should also provide a copy of the business license showing the applicant's name, enterprise name and opening date (this premise requires that you are the legal representative of the business license).
4. If you want to apply for a large credit card (such as a platinum card), you need to provide proof of good economic strength, such as a copy of the real estate license and a copy of the automobile driving license (non-driving license); Copy of large deposit certificate, etc.
Relatively speaking, national joint-stock commercial banks are easier to handle than the five major state-owned banks.
6. There is no charge for handling credit cards. Whether it can be approved is subject to the final audit result of the bank.
7. Youth card (Bank of Communications, China Merchants Bank, etc.). ): I graduated in 2003. I have a college degree or above recognized by the State Education Commission. I have a regular job. I am between the ages of 18-30. I only need my ID card to apply (contact the card seller).