Double exemption means interest-free+no handling fee. Because the bank claims that credit card installment is interest-free, in fact, it is not free, but it has to pay a handling fee, even if it is repaid in advance, it cannot be reduced.

Since the implementation of the "free annual fee" policy, Pudong Credit Card has recently launched the "National Protection Plan" to provide all cardholders with anti-theft credit card rights free of charge. When customers steal their credit cards, they can immediately give feedback to PUFA Credit Card and apply for compensation. For customers with high demand for protection, you can choose the "version" of anti-theft credit card rights protection, which is guaranteed 96 hours before the loss is reported, and the accumulated insurance compensation is 654.38 million yuan.