According to the query law encyclopedia, after the credit card is paid off, as long as the bank confirms that the user has paid off all the credit card debts, the user can apply for canceling the credit card at that time. After the credit card debt is paid off, the bank will accept the user's application for account cancellation, and then the user will have to wait for 45 days. Be careful not to generate any fees within 45 days, and then the user will be successfully logged off on the 46th day.

Tips: After the credit card is successfully cancelled, users should pay attention to cutting the card and completely destroy the cancelled card to ensure that personal information is not leaked.