China Merchants Bank (referred to as CMB) has a variety of credit card repayment methods. Users can choose the appropriate repayment method according to their needs and convenience. The following are some common CMB credit card repayment methods:
1. Automatic repayment: Users can bind a credit card through a CMB savings account or a savings account in another bank to set up the automatic repayment function. On the repayment date, the system will automatically deduct the corresponding repayment amount from the bound savings account.
2. Online banking repayment: Users can log in to China Merchants Bank's online banking, select the "Credit Card Repayment" function, and repay through online banking transfer.
3. Mobile banking repayment: Users can select the "Credit Card Repayment" function through the China Merchants Bank Mobile Banking APP to perform repayment operations.
4. Alipay/WeChat repayment: Users can bind China Merchants Bank credit card in Alipay or WeChat APP, select the "Credit Card Repayment" function, and use Alipay balance, Yu'E Bao or WeChat change to make repayment.
5. UnionPay “Cloud QuickPass” APP repayment: Users can download the UnionPay “Cloud QuickPass” APP and select China Merchants Bank credit card repayment in the “Credit Card Repayment” function.
6. Self-service equipment repayment: Users can make credit card repayments at China Merchants Bank’s self-service equipment (such as ATMs, self-service banks, etc.).
7. Bank counter repayment: Users can bring their ID cards and credit cards to the counters of China Merchants Bank outlets to make repayments.
8. Inter-bank transfer and repayment: Users can make inter-bank transfer and repayment through other bank counters or online banking.
It should be noted that different repayment methods may have different arrival times and handling fees. When users choose a repayment method, they need to fully understand the characteristics of each repayment method in order to choose the repayment method that best suits them. At the same time, in order to avoid bad credit records caused by late repayments, it is recommended that users arrange a repayment plan in advance to ensure successful repayment before the repayment date.