The annual fee for the main card of Everbright Bank Golf Platinum Card is 1188 yuan, and the annual fee for the supplementary card is 1 yuan. The annual fee for the Golf Platinum Card of Everbright Bank Credit Card cannot be waived.
annual fee waiver policy
banks have different annual fee waivers.
Annual fee waiver after meeting the requirements:
Almost all general cards and platinum cards are exempt from annual fees for the first year, and then the annual fees for the following year are waived after meeting the requirements. According to the annual fee reduction policies of major credit cards, they can be divided into two categories.
first, the annual fee for the following year will be reduced after spending a certain number of times by swiping the card. Under normal circumstances, you can reduce the annual fee for the following year by swiping your card for 6 times.
second, the annual fee for the following year will be reduced if the credit card consumption reaches a certain amount. For example, Ping An's car owner's card and insurance gold card are not exempted from the annual fee in the first year, and the annual fee in the following year can be exempted if the consumption reaches 3, yuan or equivalent US dollars in that year.
Free annual fee for life:
The first kind of free annual fee for life is completely free annual fee, and no annual fee will be charged after the application is processed. The second is nominal annual fee exemption. Although it is said that no annual fee is charged, it will be deducted in other names.
points are deducted from the annual fee:
Some platinum cards need points to deduct the annual fee, such as the Golf Platinum Card of China Everbright Bank and the Platinum Dream Card of Shanghai Pudong Express. The annual fee can be deducted with points, usually 2, points.
Extended information
Product category
According to the credit status of cardholders, it can be divided into ordinary cards and gold cards:
Ordinary cards. Ordinary cards are issued to cardholders with average economic strength, credibility and status, and their requirements are not high.
gold card. Gold card is an advanced credit card that pays high membership fee and enjoys special treatment. Card issuers are those with high credit, strong repayment ability and credit or certain social status.
The gold card has a higher starting point of authorization limit, and the additional service items and scope are much wider, so the requirements for related service fees and guarantee money are also higher.
China everbright bank
unionpay card
annual fee-free policy: the annual fee of the following year is free for the Puka card to be swiped for three times
cash withdrawal fee: 1% of the transaction amount, with the lowest charge in 3 yuan, The minimum overseas charge is $3
the longest interest-free period is 5 days
Multi-account management: quota * * * Independent repayment on the billing date
Online payment: temporarily not supported (dual-currency cards can be paid through the foreign card channel on some websites)
Staging business: you can apply for free installment (12 installments) by phone after a single arbitrary consumption, and a handling fee of .5% will be generated for each installment. You cannot change
card category: general card (with a quota of -1, yuan), gold card (with a quota of 1,-5, yuan) and platinum card (with a quota of more than 5, yuan)
currency: RMB, RMB/USD
high-end credit card points deduction rules
I. Annual fee deduction rules
II. Annual fee deduction process <
note: the annual fee should be generated on the day when the card is first swiped, and then the annual fee will be generated on the same day every year.
(II) Application for deduction of points
Call the 7*24-hour global VIP service hotline 48-111-333 to apply for deduction of the annual fee with points.
Reference: Baidu Encyclopedia-Credit Card
Baidu Encyclopedia-China Everbright Bank Credit Card.