Is it necessary to open Baitiao for JD Xiaobai Credit Card?

In recent years, JD Finance has developed strongly. In order to provide users with more convenient financial services, it has successively issued JD Xiaobai credit cards with many banks. Card friends are wondering, is it necessary to open a white slip for Jingdong Xiaobai Credit Card? Jingdong Baitiao is a new payment method that consumes first and pays later. Like a credit card, users can enjoy a certain interest-free repayment period, but there is no physical card. Friends who like online shopping on JD.com will choose to open Baitiao, which not only facilitates shopping, but also allows interest-free overdrafts and installment payments. However, some users have not activated Baitiao service, or their activation failed when activating Baitiao. So, will this situation affect the application for JD Xiaobai Credit Card? In fact, regardless of whether you have opened Baitiao or not, as long as you meet the bank's card issuance qualifications, you can apply for JD Xiaobai Credit Card. However, I would like to remind everyone that when the JD Xiaobai Credit Card is activated, the JD system will help you open Bai Tiao by default. Judging from the interest-free period of major bank credit cards, the shortest interest-free period is 20 days and the longest can be 56 days. If you open JD Baitiao, it means that as long as the cardholder grasps the timing of consumption, they can enjoy up to 86 days. interest-free period of 30 days (plus 30 days of interest-free period for IOUs). If you have not opened Baitiao before, you can enjoy double interest-free benefits after applying for JD.com Xiaobai Credit Card. Why not? Summary: Although there is no requirement to open a white slip to apply for a JD Xiaobai Credit Card, when activating a Xiaobai Credit Card, the JD system will help you open a white slip by default, which means that cardholders can enjoy double interest-free treatment. With the CITIC Little White Card, can I open Jingdong Baitiao?

The Baitiao activation result is determined by the system based on the comprehensive evaluation of the materials you filled in. Applying for the Little White Card will help improve your chances of activating Baitiao. Probability, please ensure that your personal information is true and as complete as possible, and the results on the activation page shall prevail.

The common ways to apply for Baitiao are as follows:

1. Activate Baitiao on the computer

Operation path on the computer: JD Finance Home Page - Baitiao - Activate Baitiao

Link:

①Log in to JD Finance, go to the Baitiao homepage and click "Activate Baitiao"

②Click Activate Baitiao and scan the QR code to download the JD Finance APP for activation.

2. Activate Baitiao on JD Financial App

Operation path: Home page of JD Financial App-Baidiao-Activate Now

Some suggestions for activating Baitiao:

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1. Increase and maintain good JD consumption records;

2. Purchase and use JD Finance’s financial products and services;

3. Open Xiaobai Credit, Improve Xiaobai’s credit score;

4. Try to activate twice a month, don’t operate Guang Da Bai Card frequently. Can you activate Guang Da Bai Card after applying for Bai Tiao?

China Everbright Bank joins hands with JD.com to activate Guang Da Bai Card White card, it is said that if you successfully apply for this card, you can activate Baitiao. This has given hope to many users who are outside the threshold of Baitiao. Nine times out of ten, they are rushing to apply for Baitiao. So, is this true? Speaking of Bai Tiao, sometimes many friends will envy and want to have Bai Tiao’s coupons and discounts, but ordinary bank cards may not be able to open Bai Tiao. For example, the purpose of opening a small Bai Tiao card is to increase the chance of getting Bai Tiao. However, when I used the applied white card to activate the white strip, the result still showed that it was unsuccessful. There are card friends who have tried the same thing but still can’t get an IOU, complaining about Everbright and JD.com. In fact, this is like this: Everbright only just downloads the card and doesn’t care about anything else. It also doesn’t care whether JD.com will issue an IOU for you, so I went to Everbright’s customer service to tell me how to do it. That's all useless. To find Jingdong Baitiao customer service, it depends on the customer service mood. If you are in a very good or unusually good mood, they may guide you to avoid detours. If you are in a good mood, it will be useless. For this reason, I feel that opening a small white card to activate white bars is a pitfall.

However, I found that if Baitiao cannot be activated on the PC side of JD Finance, you can immediately switch battlefields, download a JD Finance app on your mobile phone, and then go to Baitiao on the JD Finance mobile side to find the place where you apply for a card to activate Baitiao! That’s right, it’s that simple. Let me show you the limit. The limit for the big and small white cards is 10,000 yuan, and Baitiao gives 5,000 yuan. Users who have successfully activated Baitiao through this method, don’t thank them too much! ! In addition to activating the white strip, you can scan the QR code on the back of the credit card every day to get money for the large and small white cards. However, who would scan the QR code on the bank card every day to directly scan out the QR code, save the website to favorites or add it to WeChat for comparison? It’s so convenient. It’s so cost-effective to make change every day and participate in various promotions!