1. Automatic repayment through our online banking or ATM will generally arrive on the same day;
2. If repayment is made through inter-bank, it will generally arrive the next day, no later than 5 working days;
3. If repayment is made through payment platforms such as Alipay and Tenpay, it can be divided into the same-day payment and the next-day payment.
China Merchants Bank's credit card withdrawal is related to your credit limit, which generally does not exceed 50% of your credit limit. If there is a credit card available before repayment, and the last withdrawal amount does not exceed the limit, you can withdraw it at any time without waiting for repayment, but the withdrawal amount is limited.
If your withdrawal limit is used up, you can only withdraw it after repayment.
The specific situation is still subject to the repayment SMS notification. Check whether the quota is restored. You can log in to personal online banking to check the balance, or you can call the bank or go to ATM to check.
Extended data:
Credit card withdrawal is different from credit card withdrawal. Cash withdrawal by credit card is one of the inherent functions of credit card itself. Cardholders can withdraw cash from the bank by credit card. Credit card withdrawal mainly includes overdraft withdrawal and overpayment withdrawal. You need to pay interest for overdraft cash withdrawal, and the interest will be calculated from the day you withdraw cash, while the overpayment cash withdrawal does not require interest, only a part of the handling fee, depending on the bank's regulations.
It should be noted that all the bank cards under the Visa International Credit Card Organization are marked VISAEECRON INTERLINK VISA Plusvisascard, in which VisaVisa's credit card can be cashed, ElecronVisa's debit card can be cashed, but not overdrawn, and PlusVisa's withdrawal card can only be cashed, but not overdrawn.
The overdraft withdrawal amount is set according to the cardholder's use of the card, and the maximum is not more than 50% of the cardholder's credit limit. The daily limit of ATM withdrawal is 2000 per person per card. In addition to the withdrawal fee, domestic and foreign overdraft withdrawals must also pay interest, and some banks can enjoy interest-free treatment.
Overpayment cash withdrawal refers to the cardholder's withdrawal of the funds or overpayments stored in the card when repaying. Overpayment can automatically increase the available amount of the main card, but does not increase the available amount of the auxiliary card. If it is necessary to increase the available amount of supplementary cards, cardholders should call the bank telephone service hotline to apply.
References:
Baidu encyclopedia-cash withdrawal by credit card