Credit card deposits have no interest, and the money deposited by credit cards has no interest, which is also called overpayment. At present, except Minsheng Bank, other banks have to charge for withdrawals.

The only advantage of saving money by credit card is to increase your quota in disguise. For example, if your credit limit is 5,000 pounds and you have saved 2,000 pounds, you can swipe your card at most 7,000 pounds.

In addition, if there is a deposit in the credit card, it needs interest and handling fee. If there is no overdraft, that is, the deposit amount is greater than all consumption, there should be no interest. However, if there is consumption, the bank will default to the repayment of the money you have saved, and the remaining money after repayment is not enough for you to withdraw, so the bank will think that you have overdrawn, rather than withdrawing your deposit. So don't deposit money in a credit card, even if there is no handling fee.