Is it necessary to use a credit card for more than ten dollars?
This is necessary. After all, the normal consumption of daily living expenses ranges from tens to hundreds of yuan, or even a few dollars. Therefore, it is definitely ok to swipe a card for more than ten dollars, and the gesture of swiping a card recognized by the bank cannot always be small, which is not conducive to the bank's judgment on everyone's spending power.
People who often spend a small amount will make banks think that their spending power is not good, and banks will earn less fees, so it will not be easy to increase the credit card limit, so it is best to combine small and large amounts of credit cards. The key is that the amount of credit card should match the consumption scene.
It is suggested that cardholders should not only spend money in their daily lives, but also imitate the consumption patterns of the rich. For example, you should swipe your card in supermarkets, convenience stores and other places in your daily life, as well as hotels, restaurants, beauty salons and other places. The amount of credit card can be thousands or even tens of thousands, so their spending power is high and their demand for credit line is definitely higher. If they can repay on time, there is more hope to increase the quota.
However, there is one thing to note. Large monthly consumption should also be moderate. If the credit card amount exceeds 5000 yuan, try not to exceed three. Others should be mainly small. Maintaining a small consumption of about 20 yuan per month, repaying in full as far as possible, or occasionally handling installments will help to increase the quota.
In short, credit cards don't have to be large, and small transactions of more than ten dollars are also necessary. As long as it is real consumption, regardless of the amount, it will help to increase the amount.