Yes, it can be added to WeChat, Alipay or other mobile apps, and it can be paid. However, when scanning, the merchant's QR code or scanning instrument must support credit card swiping, and no other simple payment can be used except binding the QR code or scanning code of the credit card user.

For example, large shopping malls or supermarkets and many restaurants can support it, but people like vendors generally don't support swiping cards.

Let's take WeChat Pay as an example to see how credit cards are used and bound.

Step 1: First, open WeChat, click "I", and there will be "wallet" (tag) on it. Click on the wallet to enter, as shown below;

Step 2: Click on the wallet to enter, and "Bank Card" will appear on the upper right, as shown below;

Step 3: Click on the bank card to enter, and "Add Bank Card" is displayed below the red. Click Add Bank Card, as shown in the figure below;

The fourth step, be sure to remember that the bank card must be my own (WeChat real-name registration) before you can add it, as shown below;

Extended data:

Taking Guangfa Bank as an example, Guangfa Bank must first open personal online banking, then set a secure mobile phone number, and select "bind mobile phone number" in the menu of "online payment → online payment management → mobile phone number payment management". After the binding is successful, the mobile phone number can be used instead of the payment account for payment.

After using the bank card to pay through online banking successfully, select "Confirm Binding" in the pop-up prompt box "Do you want to pay by mobile phone number". After the binding is successful, the mobile phone number can be used instead of the payment account for payment.