Personal credit card overdue will have a certain impact on the civil service examination in China. First of all, overdue credit cards may have a negative impact on personal credit records. The recruitment unit of civil service examination usually examines the personal credit of candidates, and the bad credit record may affect the comprehensive quality evaluation of candidates. Secondly, overdue repayment may lead to overdue records in personal credit report, which will reduce the credit score of candidates to some extent. Finally, some civil servant positions may have specific requirements for personal financial situation, and overdue credit cards may be regarded as financial instability, which may have a certain negative impact on candidates' entry.

specifically, overdue credit cards may have an impact on civil servants taking the exam in the following aspects. First of all, civil servant recruitment units usually require candidates to provide personal credit reports to assess their integrity and stability. Overdue records will have a bad influence on personal credit score, thus reducing the comprehensive quality evaluation score of candidates. Secondly, some civil servant positions may involve financial management and other work, so employers may pay attention to the personal financial situation of candidates. Overdue credit cards may be regarded as financial instability, which may affect candidates' competitiveness and admission opportunities in recruitment. In addition, if candidates make false statements or conceal the true situation of overdue credit cards in their resumes or interviews, once they are discovered by employers, they may lose their employment opportunities.

to sum up, the overdue personal credit card will have a certain impact on the civil service examination. Overdue credit cards may affect candidates' credit scores and comprehensive quality evaluation scores, reducing their recruitment competitiveness and admission opportunities. In addition, overdue records may also cause employers to pay attention to candidates' financial situation, further affecting their performance in interviews and recruitment. Therefore, it is recommended that individuals repay credit card arrears in time and maintain a good credit record, so as not to affect the opportunity to take the civil service examination.

Extended information:

China Personal Credit Information System is a system that records personal credit information and generates personal credit reports. Personal credit reports are widely used in all walks of life, including recruitment, loans, renting and so on. Overdue credit card refers to the situation that the cardholder fails to repay the loan on time. The overdue repayment behavior is recorded in the personal credit report, which may lead to the decline of personal credit score and have a negative impact on personal credit. Therefore, individuals should develop good repayment habits and repay in time to maintain a good credit record.