The annual fee-free conditions for ICBC credit cards are as follows:
1 Ordinary cardholders can spend 5 cards or 5,000 yuan or equivalent foreign currency during the card use year, and the annual fee can be reduced or exempted.
2. Gold card holders who spend 5 cards or 5,000 yuan or equivalent foreign currency in the year of using the card can reduce the annual fee for this year.
3. The annual fee can be reduced or exempted if the accumulated spending of Platinum Card holders reaches 200,000 yuan or equivalent foreign currency during the card use year.
Tips: If the personal gold card and ordinary card of credit card are returned after consumption, the accumulated annual consumption amount free of handling fee and the original number of exchange transactions will be affected. Those who do not meet the exemption conditions will be charged an annual fee according to the normal charging standard of credit cards. In addition, due to the differences of different card types, whether the card types can enjoy the annual fee reduction of credit cards is subject to the actual regulations of ICBC.
At least 18 years old, with full capacity for civil conduct; Individuals with good credit records can apply for credit cards from ICBC. Applicants should carefully read and approve the Peony Credit Card Charter of Industrial and Commercial Bank of China before applying for a card.
Information required to apply for a credit card:
1. Identity information: copy of resident ID card or military officer's card; If you are a Hong Kong and Macao compatriot, you need to provide a copy of your mainland pass and residence certificate for more than one year; If you are a foreigner, you can provide a copy of your passport and residence permit for more than one year.
2. Work and income certificate: salary certificate or business card or photo badge.
3. Auxiliary materials that can prove that they have good economic strength: a copy of the real estate license, a copy of the car driving license, a copy of the deposit certificate, etc.
Note: ICBC's credit cards, like those of other banks, have three grades: ordinary cards, gold cards and platinum cards. Ordinary cards cost 3000 yuan to 10000 yuan, gold cards cost 10000 yuan to 50000 yuan, and platinum cards cost more than 50000 yuan. The specific amount will be approved according to the submitted information.