The ICBC credit card statement date is between the 8th and the 26th of each month. Users can choose any day within this period according to their own needs, but they can only apply for adjustment once a year. Users can also send a text message "HKR# card number" to the ICBC credit card hotline 95588 to specifically check the credit card bill date.
The setting range for the ICBC credit card statement date is from the 8th to the 26th of each month. The credit card statement date refers to the day when the credit card statement is issued. On the billing day, ICBC will provide the user with a credit card statement, and indicate on the bill the credit card accounting status from the previous billing date to the current billing date, and remind the user how much money should be repaid on the due date. .
If the user needs to query the bill date of the ICBC credit card, the user can choose to log in to ICBC e-Life (mobile version is 6.0), select the credit card to be queried through the "Finance" page, and click "Settings-Basic" Settings" Query credit card statement date. In addition, users can also make inquiries through online banking, mobile banking and other channels. If the user needs to modify the ICBC statement date, the credit card statement date and repayment date are adjusted simultaneously, and can be adjusted once every 12 months. The following conditions need to be met:
1. The user’s account status Normal, and credit card repayments are timely, with no overdue records;
2. The user’s card is the main card of the account, and the status is normal, not activated, or the card has been replaced but not activated;
3. Special cards such as business cards, company cards, credit cards, airline co-branded cards, social security cards, annuity cards, and private bank black gold cards cannot be modified.
: What are the consequences of not having a credit card?
1. It affects personal credit. Today is a credit society, and personal credit information is very important to a person. If there is a stain on your personal credit report, it is basically impossible to get a loan to buy a house or a car in the future. First of all, one thing needs to be made clear, that is, if you do not pay back the money you owe on your credit card, it will definitely have a serious impact on your credit report.
2. If the circumstances are serious, it may constitute a crime. Here I will first explain a term to you, that is, what is a malicious credit card overdraft. The so-called malicious overdraft refers to an overdraft that exceeds the prescribed limit for the purpose of illegal possession, and the bank has called you twice for repayment, but the money has not been returned to the bank for more than 3 months. Banks will use different collection methods according to different situations. Of course, banks are legal business institutions, so their collection methods must also be legal. In order to give everyone enough time to repay, the bank will provide a repayment "time tolerance" service, and will also add repayment reminders every month. If it is an ordinary credit card that is overdue, it does not constitute a crime. However, if it constitutes a crime of credit card fraud, you will need to bear legal responsibility. If the case is serious, you may also face the risk of imprisonment.