You can provide guarantee to others. The specific circumstances are as follows:
First of all, the credit card you used before has an overdue record, which does not affect your ability to provide guarantee to others. This is because a guarantee mainly refers to a promise to assume responsibility for the borrower when the borrower is unable to repay, and has no direct relationship with your past credit record.
Secondly, guarantees need to consider many factors. In addition to credit history, lending institutions will also consider the guarantor's income, assets and personal creditworthiness. If you have good conditions in other aspects, such as stable income and considerable assets, you are still qualified to provide guarantee for others.
However, due to a lack of specific information, we are unable to determine whether you will be able to successfully sponsor someone else. Different lending institutions and loan products have different requirements for guarantors. You need to consult the corresponding lending institution according to the specific situation. In addition, be sure to conduct a comprehensive assessment of the guaranteed person's loan purpose and repayment ability to ensure that your guarantee will not bring you financial risk.
To sum up, although you have an overdue credit card record, this does not prevent you from being a guarantee for others. The guarantor agency will consider multiple factors comprehensively, and it is still possible for you to serve as a guarantor provided that other conditions are met. It is recommended that you consult relevant lending institutions based on specific circumstances, and carefully evaluate the repayment ability of the guaranteed person to ensure your own financial security.
Extended information: Credit records play an important role in financial activities such as loans and guarantees. Banks and other financial institutions will assess an individual's credit risk through their credit history and decide whether to approve a loan application or accept a guarantee. However, not all overdue records will directly affect your guarantee qualifications. Other factors such as income, assets and personal credit are equally important. Therefore, when considering providing guarantee to others, in addition to credit history, other personal conditions need to be considered.
Please note that the above answers are only for general reference, and specific operations need to be decided based on your personal situation and the requirements of the relevant bank or financial institution. It is recommended that you consult professionals or relevant institutions before making decisions to ensure that your rights and interests are protected.