2. Secondly, the application materials submitted by the applicant need to be complete and true before the credit card can be successfully approved.
I. The specific application materials are as follows:
1, identification: generally, it is an ID card (if you use a new ID card, you need a copy of the front and back), and soldiers need to provide a copy of the military ID card;
2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/card verified and marked by the sponsor;
3. Proof of financial resources: it can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit or an investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your economic level. Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.
Second, experience:
1. It is best not to apply online. The pass rate of online application is very low, and the bank can't just conduct a comprehensive review of the information you submitted online. It is best to contact the salesman of the bank to handle it in the company. If you can see clearly the environment of yourself and the company, the bank will lend you money with confidence.
2. When filling in the form, fill in the personal content and company content truly. The higher the position is filled or the higher the salary is filled, the appointment is made. Position and income will not affect the pass rate and amount of application.
3, the company's landline must be filled in correctly to ensure that you can receive the call and get to know you. You must also fill in the home landline. Many people don't use landline now. This landline can be filled in by relatives and friends, and you must be able to get through and get to know you.
4. Finally, the contact information of the contact person. The first person leaves his parents' phone number, and the second person leaves the name and method of a friend with a credit card and good credit information. Generally, these two telephone banks will not call for a return visit, just fill in it correctly and boldly.
5. The financial proof provided to the bank is also very important, such as the screenshot of Xue Xin. Com provided by academic qualifications, or photos of driving licenses provided by cars under your name, and photos of house purchase contracts provided by houses. Of course, cars and houses will definitely pass by.
6. If you have a work card and social security provident fund, you must also provide it to the staff, which not only improves the pass rate but also increases the quota.