There is indeed Gitzo in stages, and many physical stores cooperate with Gitzo, but it is strongly recommended not to use Gitzo;

Because it is darker than usury: handling fee+guarantee fee+service fee, about 50% a year;

If you want to buy 5000 yuan in installments, your total expenditure will be about 7500 yuan a year, and you will pay 50% more, about 2500 yuan, which is extremely dark.