If it is ICBC credit card and flash cool card:
1. If you don't have the deposit amount, you can try to call the customer service hotline 95588 of Electrician Bank to handle the card refund business;
2. If there is a deposit amount, the cardholder shall provide the special-shaped chip card and his valid identity certificate to the designated business outlets.
: 1. What is a flash card?
ICBC Flash Card is an accessory card of ICBC personal credit card, and it is a non-contact small fast payment card. All payments are included in the attached credit card account and will be repaid according to the credit card repayment rules. Flash card can be used for offline small fast payment, but it cannot be used for cash withdrawal, transfer and online consumption.
Two: the characteristics of Flash Cool Card
When holding a flash cool card for a small amount of consumption, you only need to touch the card in front of the sensor to complete the transaction, without losing your password or signing a visa. At the same time, the payment limit of 1000 yuan and below can be set independently to ensure the safety of funds to the maximum extent.
Flash Cool Card can be used in small contactless terminals supporting UnionPay, such as Chengdu bus and subway.
Three: What is a debit card?
Charge card refers to a bank card with no credit limit issued by the issuing bank to the cardholder. The cardholder saves money before using it.
Debit cards are divided into transfer cards, special cards and stored value cards according to different functions. Debit cards cannot be overdrawn. The transfer card has the functions of transfer, cash deposit and withdrawal, consumption and so on. Special cards are debit cards used in specific areas and for specific purposes (except department stores, restaurants and entertainment industries). With transfer and cash deposit and withdrawal functions. Stored value card is a prepaid wallet debit card. The bank transfers the funds to the card for storage according to the cardholder's requirements, and directly deducts the money from the card when trading.
Four: the advantages of debit cards
Ease of use and popularity: Due to its ease of use and wide popularity, debit card is also one of the most commonly used payment tools in e-commerce. More than 20 million sales outlets around the world accept signature debit cards from some internationally renowned brands. Easy to use is that debit cards are more convenient.
One of the reasons for their increasing popularity. Debit card can not only save the trouble of carrying cash, but also be convenient to use and pay quickly. And the monthly statement (or monthly statement) can clearly display all the transaction records.