Credit cards can repay car loans. The functions of credit card include transfer settlement, cash deposit and withdrawal, bank credit limit and overdraft. If a unit or individual applies for a credit card according to law, it can be used to repay the car loan, but it may not be rented or lent.

legal ground

Article 7 of the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks

The term "credit card" as mentioned in these Measures refers to all kinds of media that record the relevant information of the cardholder's account, have the function of bank credit line and overdraft, and provide relevant banking services for the cardholder.

Article 8

The term "credit card business" as mentioned in these Measures refers to the banking services provided by commercial banks using bank cards with credit line and overdraft function, mainly including card issuing business and acquiring business.

Article 15

Credit cards issued by commercial banks are divided into personal cards and corporate cards according to different issuers. Among them, company cards are divided into business travel cards and business purchase cards according to their uses.