Yes, but it cannot be done at the counter. Credit cards can be used to withdraw money in three ways:

1. Withdraw cash in advance: Cash advance is one of the basic functions of a credit card. Cardholders can directly insert the card into the ATM to withdraw money without applying to the bank in advance. The amount of cash withdrawal is generally 50% of the available amount of the credit card.

2. Cash withdrawal in installments: This withdrawal method requires the cardholder to apply to the bank, and the bank will review it. After passing the review, the bank will transfer the money to the bank savings card in the name of the cardholder; if the review fails, the cardholder will not be able to withdraw cash.

3. Overpayment: Overpayment refers to the money on the cardholder's credit card, which can be withdrawn directly from the ATM.

ATM: Credit card ATM cash advance, also known as cash withdrawal, account opening and borrowing instructions are as follows:

Activation: The credit card ATM cash withdrawal function can be opened through mobile banking, online banking, and telephone banking. Borrowing: You can withdraw the cash you need through any ATM (our bank or other banks), or transfer funds to any bank's UnionPay card (not limited to your name). At present, withdrawal by card at the counter is not supported.

Additional cards can be used for telephone cash advance, and the charges are the same as those for credit card cash advances. For cash advance over the phone, the credit card limit can be converted into cash in real time and transferred to the China Merchants Bank All-in-One Card in your name (the account opening requirements for credit cards and all-in-one cards are the same). Wealth accounts, passbooks, payment cards and other non-"all-in-one card" accounts are not applicable.

1. Credit card cash withdrawals will be charged handling fees and interest:

1. Handling fee: 1 per transaction in China, with a minimum of 10 yuan/transaction; overseas (including Hong Kong, Macao and Taiwan) the lowest The fee is ￥30/transaction or $3/transaction (the minimum charge for Centurion Black Gold Card, Centurion Black Gold Card (2012 version), and Centurion Platinum Card is ￥30)/transaction or $5/transaction);

2. Interest: Cash withdrawals do not enjoy interest-free repayment. From the transaction date, interest will be calculated at a daily interest rate of 0.05 until the repayment date, and compound interest will be calculated monthly. For example, if a customer withdraws 2,000 yuan in cash on June 1, a handling fee of 20 yuan will be charged. Interest will be calculated from June 1st, and the customer will repay on June 10th. The principal withdrawal of this note will generate an interest of 10 yuan.

2. Warm reminder:

1. Only service fees are charged for withdrawing multiple deposits from your credit card; you can also choose to transfer excess payments for free.

2. There is no charge for activating the cash withdrawal function, and there is no inter-bank service fee for cash withdrawals in the same city or in different places.