The annual credit card fee of Postal Savings Bank varies according to different types. Most ordinary credit cards are free of annual fees, and a few need to deduct an annual fee of 50- 125 yuan; The annual fee of the gold card is about 1.25 yuan, and it needs to be spent more than 6 times in this year, so that a certain proportion of related services such as credit card service management and processes generated before the corresponding amount in the second billing cycle (i.e. the second billing cycle) can be exempted from related services generated before the corresponding amount in the next billing cycle (i.e. the next billing cycle).