221. The overdue deduction of credit cards began in 221. When a credit card is overdue and forced to be deducted, it usually means that the bank has sued the cardholder in court and applied for enforcement. In this case, even if the cardholder does not take the initiative to repay the overdue credit card, the court will force the funds of the user's debit card to be deducted to repay the overdue credit card.