1. When paying through PAYPAL, there is no fee for the sender. The savings cards of Agricultural Bank of China and Bank of China cannot be used for account authentication. Only savings cards of China Construction Bank, Construction Bank, and Recruitment Bank can be used. Successful authentication does not mean that you can make remittances to foreign merchants.

2. If you want to make a payment, you must bind a credit card to the account. Only dual-currency credit cards with VISA and MASTERCARD logos can be used. Add the credit card number in PAYPAL and authenticate it. Payment can be made only after the authentication is successful.

3. Free activation. Binding and authenticating a credit card will incur a fee of 1+1.95USD.

1USD can be ignored. After successful authentication, 1.95USD will be returned to your PAYPAL account.

Four. In a payment situation like yours, it is very suitable to use PAYPAL. When paying via PAYPAL, there is no charge to the sender.

5. Recharge issues

1. Domestic credit cards and bank cards cannot recharge US dollars or RMB into PayPal accounts (the country’s foreign exchange controls are relatively strict). Only local banks in the United States (in Domestic foreign banks (not even domestic foreign banks) can recharge US dollars into a PayPal account, which is why there are market conditions for PayPal exchange business.

2. Although you cannot recharge US dollars into your PayPal account in China, if you want to shop online abroad or send money to relatives and friends abroad, there are three methods:

① PayPal balance payment

② You can bind (certify) an international credit card (Visa or Mastercard) through your PayPal account. After certification, you can directly purchase or remit money through the credit card to the Paypal accounts of relatives and friends abroad. .

③ You can bind a card starting with 62 with the UnionPay logo that has opened online banking through your PayPal account. However, UnionPay cards may not guarantee 100% successful payment. If you have no balance or credit card, you might as well give it a try.

3. Another way to solve the problem of not being able to recharge U.S. dollars into your PayPal account is to find someone to exchange PayPal U.S. dollars (exchange with RMB according to a certain ratio), and the other party will pay U.S. dollars to your PayPal account through the PayPal account. , and you remit money to the other party through Alipay or a domestic bank, thereby solving the problem of recharging US dollars to your PayPal account.

6. There is one thing to note when making a PayPal payment: Although there is no handling fee for payment, if currency conversion occurs, there will be a currency conversion fee of about 2.5%. For example, if your credit card can only accept US dollars, but the other party wants to receive British pounds, if you choose to pay the other party in British pounds in your account, PayPal will charge you a currency conversion fee of about 2.5%. The fee will be charged wherever the currency is converted. Extended information:

When a payer wants to pay an amount to a merchant or payee through PayPal, it can be divided into the following steps:

1. As long as there is an email address, the payer can log in to open a PayPal account, become its user through verification, provide credit card or related bank information, increase the account amount, and transfer a certain amount of money from the account registered when opening the account (such as a credit card) Transfer to PayPal account.

2． When the payer initiates the payment process to a third party, he must first enter his PayPal account, specify a specific remittance amount, and provide the payee's email account to PayPal.

3. PayPal then sends an email to the merchant or payee, notifying them that there is money waiting to be collected or transferred.

4. If the merchant or payee is also a PayPal user, after they decide to accept, the money designated by the payer will be transferred to the payee.

5． If the merchant or the payee does not have a PayPal account, the payee can follow the instructions in the PayPal email to log in to the website to register and obtain a PayPal account. The payee can choose to convert the received money into a check and send it to the designated place or transfer it to a designated location. into their personal credit card account or into another bank account. Reference: PAYPAL - Baidu Encyclopedia