you can pay for these expenses by credit card. Then, after paying, you can log in to the official APP of the credit card you use, and then after logging in, open the bill column and select installment. Or you can call the customer service number of the credit card, and then after checking the information, transfer it to the manual service, and then ask the customer service to help you with the installment. After spending by credit card, when paying the bill, you can choose the minimum repayment and repayment by installments. You can choose the repayment method according to your needs. You can APPly for installment repayment through the official app and credit card customer service phone.