The reasons why students can't apply for credit cards (debit cards) can be summarized as follows: most students are under the age of 18, and they don't meet the age conditions for applying for credit cards (debit cards); Students have no stable income and credit card (debit card) repayment ability; Students are still studying at this time, and it is not conducive to students to cultivate good consumption habits to overdraw their consumption in advance with credit cards (debit cards).

College students can apply for credit cards (debit cards), but there is no limit to the cards they apply for, so they must save money before using them.