the differences between these two credit cards are different forms of existence, different ways of use and different security.

1. There are different forms of existence: the credit card electronic card is a virtual card, and the physical card is a physical card.

2. Different ways of use: the electronic card of the credit card is paid through the mobile phone application and online banking system, without carrying a physical card, and the physical card needs to be inserted into the POS machine and swiped.

3. Different security: the electronic card of the credit card is more secure, because the data is stored in the system, which reduces the risk of losing and stealing the card. The physical card is easy to be lost and stolen, and the risk is even greater if it is not reported in time.