Legal analysis: Credit card overdue for 7 yuan may be prosecuted. Generally speaking, if the overdue amount of a credit card is less than 1, yuan, you may be prosecuted, but you will not go to jail. Bad overdue records will be displayed in the credit investigation, which will affect the credit investigation. After the bank sues, the court will accept the case and force the cardholder to repay. If the cardholder refuses to repay within seven days after receiving the court judgment, it is likely to be listed as a untrustworthy person by the court, which will affect all aspects of our future life. The overdue credit card is 7, yuan, which is not a lot. It is possible to repay it as soon as possible, and don't escape, which will lead to more serious consequences.

Legal basis: Article 196 of the Criminal Law of the People's Republic of China commits credit card fraud under any of the following circumstances, and if the amount is relatively large, it shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 2, yuan but not more than 2, yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 5, yuan but not more than 5, yuan; If the amount is especially huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 1 years or life imprisonment, and shall also be fined not less than 5, yuan but not more than 5, yuan, or his property shall be confiscated: (1) using a forged credit card or using a credit card fraudulently obtained with false identification; (2) using an invalid credit card; (3) Fraudulent use of another person's credit card; (4) Malicious overdraft. The term "malicious overdraft" as mentioned in the preceding paragraph refers to the act that the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and still refuses to return it after being urged by the issuing bank. Whoever steals a credit card and uses it shall be convicted and punished in accordance with the provisions of Article 264 of this Law.