1. In China, Ping An Credit Card can be used to withdraw RMB cash from ATMs of other banks with the UnionPay logo by using the transaction password.

2. Overseas, you can withdraw local currency with the transaction password at an ATM with the VISA, MasterCard or JCB logo.

Currently, Ping An credit card cash withdrawals charge handling fees and interest, and do not enjoy the interest-free period.

1. Cash withdrawal handling fee:

1) Domestic cash withdrawal handling fee: 2.5% of the cash withdrawal amount, with a minimum of RMB 25 per transaction;

2 ) Overseas cash withdrawal handling fee: depends on the network used. If you use the UnionPay network, the cash withdrawal handling fee is 3% of the cash withdrawal amount, with a minimum of RMB 40 per transaction; if you use other networks such as MasterCard, the cash withdrawal fee is 3% of the cash withdrawal amount. , minimum charge is USD 5/transaction.

2. Cash withdrawal interest: Currently, cash withdrawal does not enjoy the interest-free period. Interest is calculated daily at a daily interest rate of 5/10,000 starting from the cash withdrawal transaction date, and compound interest is calculated monthly.